Pay Later in 3 with Klarna makes your monthly budgeting even easier by letting you spread the cost of your order over 3 interest- free, equal monthly instalments.

• Orders are paid for in 3 interest free, monthly instalments.

• You'll be asked to pay the first of the three instalments once your order is shipped.

• Instalments 2 and 3 will automatically be collected from the debit or credit card you entered at checkout 30 and 60 days later, respectively.

• You'll receive a reminder from Klarna 2 days before each instalment is collected.

• If you miss one of your scheduled instalments and Klarna are unable to automatically withdraw the money from your account 2 days later, you'll be issued with a statement for the full amount due. You can find out more on missed Klarna repayments here.

• Klarna may have rejected your application to pay on account. We'd recommend choosing another payment type or placing an order for a smaller amount.

• Klarna may not have been able to confirm  your address information. You may be asked to provide billing address and make sure that is the same address that your bank/credit cards is registered to.

 • You may have outstanding payments on previous Klarna purchases. Once these are paid off, try Pay Later in 3 with Klarna again. If you've recently paid off outstanding statements, please allow 24 hours before trying to pay through Klarna again.

 • You may have missed a required field at the checkout, such as filling in your Date of Birth.


Only pay for what you keep. 
If you return some or all of your order, Klarna will issue you with a new statement as soon as the online store processes your return. 

If you have an upcoming payment due date – sit back and relax. 

If there is a delay in the online store registering a return Klarna will issue a new payment due date for the stuff you decided to keep.
Please note that Klarna are an independent payment company and ZAFUL have no influence over whether your payment with Klarna is accepted or not. 
If you have any trouble with your order, please contact Klarna Customer Service.